In today's business world, management liability protection is essential for every organization. Management Liability Insurance protection can address these areas:

• Directors and Officers:
  Provides specialized coverage for the directors and officers of your company. This protects these individuals against losses that may result from alleged errors in judgment, breaches of duty or wrongful acts in the course of their work for your organization.
  
  
• Fiduciary Liability:
  Employee pensions, benefits and compensation programs are becoming increasingly complex. Anyone who serves as a trustee or who has discretionary authority over a pension, or other employee benefit plan assumes a certain level of risk. Fiduciary Liability insurance protects benefit plans, the sponsor organization, and individuals acting as fiduciaries or administrators of the plans. A policy of this type covers liabilities arising out of the violations of any of the responsibilities, obligations or duties imposed upon fiduciaries by ERISA.
  
  
• Crime Protection:
  Crime insurance addresses the most common fidelity threats, including losses due to employee dishonesty, credit card forgery, computer fraud and theft, and disappearance and destruction of property. The US Chamber of commerce estimates that as much as one third of all employees steal from their employer.
  
  
• Employment Practices Liability:
  
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